Our Courses
Three programmes — each with a clear scope and a defined outcome
Padi Institute offers three distinct courses. Each is described fully below, including what the sessions cover, what they do not cover, and what you will be able to understand at the end.
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How we structure each course
Every course at Padi Institute begins with a programme outline — a written document setting out which topics will be addressed in each session, in which order, and what will be excluded. This outline is sent to prospective participants before payment and serves as a commitment, not merely as marketing material.
Sessions are held in small groups — eighteen or fewer for the longer courses — because the quality of the discussion changes when the room is small enough that every question can be heard and addressed. Faculty members are present for the full session, not for a portion of it, and do not hand off to guest presenters for topics within their own course.
Written materials are distributed before and after each session, not sold separately. The follow-up reading list provided after the Single-Subject Lecture, for instance, is selected by the faculty member for the specific topic of that lecture, not drawn from a standard template.
Ten-Week Capital Course
A ten-week programme for adults who would like a careful, structured grounding in capital management — the patient business of placing household savings such that they may serve over twenty or thirty years rather than two or three. The curriculum addresses Malaysian asset classes, the EPF and PRS frameworks, the practicalities of fixed-income and equity allocation in a household context, and the question of when professional management is and is not warranted.
What the course addresses:
- Malaysian asset classes — equities, fixed income, unit trusts, and property in a portfolio context
- EPF allocation options and the PRS framework
- Fixed-income and equity allocation for households at different stages
- When professional management is warranted, and how to evaluate it
- Household cash-flow planning over a ten-to-twenty year horizon
Session format:
- 1–2. The Malaysian financial system and household balance sheet
- 3–4. EPF structure, withdrawal options, and PRS
- 5–6. Fixed-income instruments and their role in a household portfolio
- 7–8. Equity investment in a Malaysian context
- 9–10. Putting it together: allocation, review, and professional advice
Course Fee
MYR 1,890
Ten Wednesday evenings · Small group
Estate Reading for Adults
A four-session course on Malaysian estate practice — the writing of a substantive will, the establishment of a hibah arrangement where appropriate, the practical sequencing of an estate's transfer, and the conversation that ought to be held with adult children or dependants well before the matter becomes pressing. Taught by a faculty member with practice experience in Malaysian succession law. Held at the institute's premises on Saturday mornings.
What the course addresses:
- What Malaysian law determines when there is no will
- Writing a substantive will: what must be in it and what often is not
- Hibah arrangements — how they work and when they are appropriate
- Practical sequencing of an estate's transfer after death
- How and when to have the estate conversation with adult children
Session format:
- 1. Malaysian intestacy law — what happens without a will
- 2. Writing a will that actually does the work
- 3. Hibah: the arrangement, its limits, and its alternatives
- 4. Transfer sequencing and the family conversation
Course Fee
MYR 580
Four Saturday mornings · Small group
Single-Subject Lecture
A two-hour Saturday lecture on a single substantive topic in personal finance, rotating across the calendar year. Recent topics have included property ownership in retirement, the household conversation about long-term care arrangements, the practicalities of working part-time after sixty, and the structure of pension income for self-employed professionals. Includes a written précis sent before the lecture and a follow-up reading list.
What each lecture includes:
- A written précis of the topic, sent three days before the lecture
- A two-hour presentation by an experienced faculty member
- Open question time within the session
- A curated reading list for further self-study, sent after the session
Recent and upcoming topics:
- Property ownership arrangements in retirement
- Long-term care: what it costs and how to plan for it
- Part-time work after sixty: EPF implications and tax considerations
- Pension income structures for the self-employed
Contact us to confirm the next scheduled topic and available places.
Lecture Fee
MYR 470
Two-hour Saturday lecture · Rotating topics
Which Course?
Choosing the right programme for your situation
| Capital Course | Estate Reading | Single Lecture | |
|---|---|---|---|
| Format | 10 evenings | 4 mornings | 2 hours |
| Investment topic coverage | Some topics | ||
| Estate and succession | Some topics | ||
| EPF and PRS in depth | |||
| Time commitment | 10 weeks | 4 weeks | One morning |
| Course fee (MYR) | 1,890 | 580 | 470 |
| Best suited for | Household savings review | Estate and will planning | One specific question |
Not sure which course fits your situation? Write to us at [email protected] with a brief description of what you are trying to understand. We will tell you honestly which programme, if any, is likely to be relevant.
Standards
Across all three courses
No product sales at any point
No financial product is sold during, before, or after any session. Faculty do not hold licences that create a sales incentive.
Privacy of session content
Personal financial matters discussed in sessions are treated with discretion. No participant information is shared with third parties.
Annual content review
Materials are reviewed before each intake against current Malaysian regulations. Updates are made when policy changes — not on a fixed two-year schedule.
Post-course written support
Participants may write to the institute with follow-up questions after their course. Written responses are provided without additional charge.
Small group sizes — by design
Caps are set and maintained. If an intake is full, we add you to a notification list for the next available session rather than enlarging the group.
Registered education provider
Padi Institute operates as a registered private education provider in Penang, in compliance with applicable Malaysian regulations.
Fees
Transparent pricing — all materials included
Course 1
Ten-Week Capital Course
MYR 1,890
- Ten Wednesday evening sessions
- Full session notes included
- Post-course email support
- Maximum 18 participants
Course 2
Estate Reading
MYR 580
- Four Saturday morning sessions
- Taught by a practising solicitor
- Session notes and references
- Maximum 18 participants
Course 3
Single-Subject Lecture
MYR 470
- Two-hour Saturday lecture
- Written précis before session
- Follow-up reading list
- Topics rotate quarterly
Enquire about a specific course
Tell us which course you are interested in and any questions you have before enrolling. We respond personally, not with an automated reply.
Send an Enquiry