George Town, Penang · Est. 2011
A Careful Place to Think About Money — at Forty, Fifty, and Beyond
Padi Institute offers structured courses in capital management, estate reading, and personal finance for adults who bring decades of lived experience to the subject.
Our Courses
Three programmes, each with a clear scope
Each course covers a defined body of material. You will know before you enrol what the sessions address, how long they run, and what you will and will not be able to do at the end.
Ten-Week Capital Course
A structured ten-week programme covering Malaysian asset classes, the EPF and PRS frameworks, fixed-income and equity allocation for households, and the question of when professional management is warranted. Wednesday evenings.
- EPF & PRS frameworks explained plainly
- Malaysian equity and fixed-income allocation
- Household cash-flow planning methods
- Ten Wednesday evening sessions
Estate Reading for Adults
Four Saturday morning sessions on Malaysian estate practice — writing a substantive will, establishing a hibah arrangement, sequencing an estate's transfer, and having the necessary conversation with adult children well before it becomes pressing.
- Malaysian succession law explained
- Hibah arrangements and their use
- Practical estate transfer sequencing
- Four Saturday morning sessions
Single-Subject Lecture
A two-hour Saturday lecture on one substantive personal finance topic, rotating across the calendar year. Recent topics have included property ownership in retirement, long-term care, working part-time after sixty, and pension income for self-employed professionals.
- Written précis sent before the lecture
- Follow-up reading list provided
- Topics rotate across the year
- Two-hour Saturday format
Why Padi Institute
What you can expect when you attend
Faculty with Practice Experience
Our instructors have worked in Malaysian financial services, legal practice, or accounting. They teach from experience, not from slides assembled for a general audience.
Grounded in Malaysian Law and Practice
Courses address the EPF, PRS, hibah arrangements, and Malaysian succession law — not generic frameworks adapted from other jurisdictions.
A Room of Peers
Every session is attended by adults who are in a broadly similar position in life. The questions asked in the room reflect that, and the discussion is the better for it.
Written Materials Included
Course notes, reading lists, and — for the lecture series — a written précis are included in the course fee. Nothing is sold separately after enrolment.
Schedules That Suit Working Adults
The ten-week course meets on Wednesday evenings. Estate and lecture sessions run on Saturday mornings. These hours were chosen to suit people who are still working or recently retired.
No Sales During Sessions
Padi Institute does not sell financial products. Sessions are educational, and faculty members do not provide personal financial advice or recommendations during class.
Take the next step
Have a question before you decide to enrol?
We are happy to describe a course in more detail, confirm whether a particular session is open, or discuss which programme may be the better fit. Write to us or call.
Questions
Frequently asked questions
Who are these courses intended for?
The courses are designed for adults in their forties, fifties, and sixties who want to think more carefully about their financial arrangements — household savings, estate planning, or a specific topic in personal finance. No previous financial training is assumed or needed.
Are sessions held in person?
Yes. All sessions take place at our premises at 82, Jalan Kelawai, George Town, Penang. We find that adults attending for this purpose benefit from the discussion that happens in a room with other people, and we do not offer recorded or online alternatives at this time.
What is included in the course fee?
Each course includes all printed or distributed materials — session notes, readings, and supplementary references. For the Single-Subject Lecture, a written précis is sent before the session and a reading list is provided afterwards. There are no additional charges once you have enrolled.
How do I enrol in a course?
Use the contact form on this page, call our office at +60 4-228 7641, or write to us at [email protected]. We will confirm the next available session and provide payment details. Places are limited in each intake and are confirmed on receipt of payment.
Will the faculty provide personal financial advice?
No. Padi Institute is an educational organisation. Our faculty explain how different instruments and arrangements work and what considerations apply to them in a Malaysian context. They do not provide personal recommendations, and the institute does not sell financial products or receive commissions of any kind.
How large are the classes?
The Ten-Week Capital Course and Estate Reading are capped at eighteen participants. The Saturday lecture is open to a slightly larger group. We keep numbers small so that questions can be asked and the session can respond to what the room actually needs, rather than following a script.
When are the next sessions?
Session schedules change each term. Contact us directly and we will tell you what is currently scheduled and whether places remain. We can also add you to a notification list if a course is currently full.
Find Us
Our Location
82, Jalan Kelawai, 10250 George Town, Pulau Pinang
Contact
Get in Touch
Contact Details
Telephone
+44 22 403 59 30Address
82, Jalan Kelawai
10250 George Town
Pulau Pinang, Malaysia
Office Hours
Monday – Friday: 9:00 am – 5:30 pm
Saturday: 8:30 am – 1:00 pm
Closed Sundays and public holidays